/* IBM Plex Sans, self-hosted (latin subset, OFL). Same files Google Fonts serves, without the render-blocking third-party CSS. */
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/ibm-plex-sans-var.woff2) format('woff2')}
/* Tokens from design/Tokens.dc.html */
:root{
  --primary:#1d3f6e;--primary-dark:#14294a;--accent:#b5541c;--accent-dark:#9c4614;--accent-tint:#fbf1e8;
  --ink:#1a1f27;--ink-2:#4a5361;--ink-3:#6b7482;--ink-4:#a0a8b3;
  --bg:#ffffff;--bg-2:#f6f7f9;--border:#dfe3e8;--border-strong:#cfd5dc;
  --success:#1d6b45;--success-tint:#eef7f1;--success-border:#cfe3d6;--warn:#d9a441;--warn-tint:#fdf8ec;--warn-border:#e8d7a8;--error:#b42318;
  --s-1:4px;--s-2:8px;--s-3:12px;--s-4:16px;--s-5:24px;--s-6:32px;--s-7:48px;--s-8:64px;
  --r-1:8px;--r-2:10px;--r-3:12px;
  --font:'IBM Plex Sans',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --section-gap:clamp(40px,5vw,64px);
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font);font-size:15.5px;line-height:1.55;font-feature-settings:"tnum"}
a{color:var(--primary)}a:hover{color:var(--accent)}
h1,h2,h3{margin:0;font-weight:600;letter-spacing:-.01em;line-height:1.2;text-wrap:pretty}
h1{font-size:clamp(28px,4vw,42px);line-height:1.12;font-weight:700;letter-spacing:-.02em;max-width:22ch}
h2{font-size:clamp(22px,2.4vw,28px)}
h3{font-size:20px;line-height:1.25}
p{margin:0}
button{font-family:inherit}
:focus-visible{outline:2px solid var(--primary);outline-offset:2px}
.container{max-width:1120px;margin:0 auto;padding:0 20px;width:100%}
.narrow{max-width:760px}.narrow-800{max-width:800px}.narrow-860{max-width:860px}
main{padding:clamp(24px,3vw,48px) 0 var(--section-gap)}
main>.container{display:flex;flex-direction:column;gap:var(--section-gap)}
main>.container>.crumbs{margin-bottom:calc(-1 * var(--section-gap) + 8px)}
.block>.answer+.keyfacts{margin-top:0}
.label{font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3)}
.small{font-size:13.5px;line-height:1.45;color:var(--ink-3)}
.lead{font-size:clamp(16px,1.7vw,18px);line-height:1.55;color:var(--ink-2);max-width:66ch;text-wrap:pretty}
.muted{color:var(--ink-2)}
.num{font-weight:600;white-space:nowrap}
.section-title{margin-bottom:16px}
.section-sub{margin:-8px 0 14px;font-size:14px;color:var(--ink-3)}

/* Placeholder blocks (skeleton stage only) */
.ph{border:1px dashed var(--border-strong);border-radius:var(--r-2);background:repeating-linear-gradient(-45deg,#fafbfc,#fafbfc 8px,#f3f5f7 8px,#f3f5f7 16px);padding:14px 16px;color:var(--ink-3);font-size:14px;line-height:1.5}
.ph b{display:inline-block;font:600 11px ui-monospace,monospace;background:var(--ink);color:#fff;padding:2px 7px;border-radius:4px;margin-right:8px;letter-spacing:.04em}
.ph .cap{color:var(--ink-2)}

/* Header */
.site-header{background:var(--bg);border-bottom:1px solid var(--border);position:relative;z-index:20}
.site-header .container{height:64px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.wordmark{font-weight:700;font-size:17px;letter-spacing:-.01em;color:var(--primary);text-decoration:none;white-space:nowrap}
.nav{display:flex;gap:22px;font-size:14.5px;font-weight:500}
.nav a{color:var(--ink);text-decoration:none;white-space:nowrap}
.nav a:hover{color:var(--primary)}
.nav .caret{color:var(--ink-3);font-size:11px;margin-left:2px}
.nav details{position:relative}
.nav summary{list-style:none;cursor:pointer;white-space:nowrap}
.nav summary::-webkit-details-marker{display:none}
.nav details[open] summary{color:var(--primary)}
.nav .menu{position:absolute;top:calc(100% + 12px);left:-12px;min-width:220px;background:#fff;border:1px solid var(--border);border-radius:var(--r-2);box-shadow:0 8px 24px rgba(20,41,74,.10);padding:8px;display:flex;flex-direction:column;z-index:30}
.nav .menu a{padding:9px 12px;border-radius:6px;font-weight:500}
.nav .menu a:hover{background:var(--bg-2)}
.verified{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--success-border);background:var(--success-tint);color:var(--success);font-size:12.5px;font-weight:600;padding:5px 10px;border-radius:999px;white-space:nowrap}
.verified::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--success)}
.burger{display:none;width:44px;height:44px;flex-direction:column;justify-content:center;align-items:center;gap:5px;background:none;border:0;cursor:pointer;padding:0}
.burger span{width:20px;height:2px;background:var(--ink);display:block}
.mobile-nav{display:none;border-top:1px solid var(--border);background:#fff}
.mobile-nav a{display:block;padding:12px 20px;border-bottom:1px solid var(--border);color:var(--ink);text-decoration:none;font-weight:500}
.mobile-nav .group{padding:10px 20px 4px;font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3)}
.site-header.open .mobile-nav{display:block}

/* Breadcrumb */
.crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:6px;font-size:13.5px;color:var(--ink-3);margin-bottom:24px}
.crumbs a{color:var(--ink-2);text-decoration:none}.crumbs .sep{color:var(--ink-4)}.crumbs .cur{color:var(--ink);font-weight:500}

/* Answer block */
.answer{display:flex;flex-direction:column;gap:20px}
.tiles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;max-width:720px}
.tile{border:1px solid var(--border);border-radius:var(--r-2);background:#fff;padding:12px 10px;display:flex;flex-direction:column;gap:4px;min-width:0}
.tile .label{font-size:12px}
.tile .v{font-size:clamp(17px,2.6vw,28px);font-weight:600;line-height:1.1;letter-spacing:-.01em;white-space:nowrap}
.tile.typ{border:1.5px solid var(--accent);background:var(--accent-tint)}
.tile.typ .label{color:var(--accent)}
.tile.typ .v{font-size:clamp(21px,3.4vw,36px);font-weight:700;line-height:1.05;letter-spacing:-.02em}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--border);background:#fff;color:var(--ink);font-size:14px;font-weight:600;padding:8px 14px;border-radius:999px}
.chip.ok{border-color:var(--success-border);background:var(--success-tint);color:var(--success)}
.chip.ok::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--success)}
.meta{font-size:13.5px;color:var(--ink-3);display:flex;flex-wrap:wrap;gap:6px 10px;align-items:center}
.meta .dot{color:#c4cad2}.meta a{font-weight:500;text-decoration:none}

/* Key facts */
.keyfacts h2{font-size:14px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);margin-bottom:14px}
.keyfacts ul{list-style:none;margin:0;padding:0;border-top:1px solid var(--border)}
.keyfacts li{display:grid;grid-template-columns:minmax(110px,max-content) minmax(0,1fr);gap:16px;padding:12px 0;border-bottom:1px solid var(--border);align-items:baseline}
.keyfacts .k{font-weight:700;color:var(--primary);font-size:18px;white-space:nowrap}

/* Tables */
.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--r-2);background:#fff}
table{width:100%;border-collapse:collapse}
th{text-align:left;font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3);padding:12px 14px;border-bottom:2px solid var(--border);white-space:nowrap}
td{padding:13px 14px;border-bottom:1px solid var(--border);font-size:15px;vertical-align:top}
tr:last-child td{border-bottom:0}
th.r,td.r{text-align:right}
td.r{font-weight:600;white-space:nowrap}
td.dim{color:var(--ink-2)}
th.hl{color:var(--accent);background:var(--accent-tint)}td.hl{background:var(--accent-tint);font-weight:600}
tr.total td{border-top:2px solid var(--ink);font-weight:700}
tr.total td.hl{color:var(--accent)}
td .sub{display:block;font-size:13px;color:var(--ink-3);font-weight:400}
th.col{font-size:13.5px;font-weight:600;color:var(--ink);text-transform:none;letter-spacing:0}
th.col.first,td.first{background:var(--bg-2)}
td.rowlabel{font-size:13px;font-weight:600;color:var(--ink-3);text-transform:uppercase;letter-spacing:.04em}
.flag{width:22px;height:15px;border-radius:2px;box-shadow:inset 0 0 0 1px rgba(26,31,39,.12);margin-right:10px;vertical-align:-2px;display:inline-block}
.link{color:var(--primary);font-weight:600;text-decoration:none;white-space:nowrap}

/* Cards */
.stages{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:12px}
.stage{display:grid;grid-template-columns:40px minmax(0,1fr);gap:14px;padding:18px;border:1px solid var(--border);border-radius:var(--r-2);background:#fff;text-decoration:none;color:var(--ink)}
.stage:hover{border-color:var(--primary);color:var(--ink)}
.stage.static,.stage.static:hover{border-color:var(--border);cursor:default}
.stage .ico{width:40px;height:40px;border-radius:8px;border:1px solid var(--border-strong);background:var(--bg-2);color:var(--primary);display:flex;align-items:center;justify-content:center}
.stage .ico svg{width:22px;height:22px}
.stage .name{font-size:16px;font-weight:600}
.stage .range{font-size:20px;font-weight:700;color:var(--primary);letter-spacing:-.01em}
.stage .text{font-size:14px;line-height:1.5;color:var(--ink-2)}
.stage .more{font-size:13.5px;font-weight:600;color:var(--primary);margin-top:4px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:12px}
.card{display:flex;flex-direction:column;gap:6px;padding:16px;border:1px solid var(--border);border-radius:var(--r-2);background:#fff;text-decoration:none;color:var(--ink);min-height:96px}
.card:hover{border-color:var(--primary);color:var(--ink)}
.card .t{font-size:16px;font-weight:600;line-height:1.3}
.card .v{font-size:14px;color:var(--primary);font-weight:600;margin-top:auto}
.related h2{font-size:14px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);margin-bottom:16px}

/* Numbered list (savings) */
.savings{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;border-top:1px solid var(--border)}
.savings li{display:grid;grid-template-columns:32px minmax(0,1fr) auto;gap:14px;padding:14px 0;border-bottom:1px solid var(--border);align-items:baseline}
.savings .n{width:28px;height:28px;border-radius:50%;background:var(--primary);color:#fff;font-size:13px;font-weight:700;display:inline-flex;align-items:center;justify-content:center}
.savings .save{font-size:16px;font-weight:700;color:var(--success);white-space:nowrap}
.plain{list-style:none;margin:0;padding:0;border-top:1px solid var(--border)}
.plain li{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:16px;padding:13px 0;border-bottom:1px solid var(--border);align-items:baseline}
.plain .v{font-weight:600;white-space:nowrap;color:var(--primary)}

/* Access / specifics panel */
.panel{border:1.5px solid var(--warn);background:var(--warn-tint);border-radius:var(--r-3);padding:clamp(18px,2.5vw,28px);display:flex;flex-direction:column;gap:18px}
.panel.neutral{border:1px solid var(--border);background:var(--bg-2)}
.panel .head{display:flex;gap:14px;align-items:flex-start}
.panel .ico{flex:none;width:32px;height:32px;border-radius:8px;background:#f3e2b3;color:#7a5410;display:inline-flex;align-items:center;justify-content:center;font-weight:700;font-size:18px}
.panel.neutral .ico{background:#e6e9ee;color:var(--ink-2)}
.panel h2{font-size:clamp(20px,2.2vw,24px);margin-bottom:6px}
.panel ul{margin:0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:10px 24px}
.panel li{display:flex;gap:10px}.panel li::before{content:"—";color:var(--accent);font-weight:700}
.panel .table-wrap{border-color:var(--warn-border)}

/* Line sections (info pages) */
.lines{display:flex;flex-direction:column;gap:28px}
.line{border-top:1px solid var(--border);padding-top:20px;display:grid;gap:8px}
.line .head{display:flex;justify-content:space-between;gap:16px;align-items:baseline;flex-wrap:wrap}
.line p{color:var(--ink-2);line-height:1.6}

/* Bridge card */
.bridge{border:1px solid var(--border);border-left:4px solid var(--primary);border-radius:var(--r-2);background:var(--bg-2);padding:22px 24px;display:flex;flex-wrap:wrap;gap:16px 32px;align-items:center;justify-content:space-between}
.bridge h2{font-size:20px;margin-bottom:6px}
.btn{display:inline-flex;align-items:center;justify-content:center;height:48px;padding:0 20px;border-radius:var(--r-1);border:0;font-weight:600;font-size:15px;text-decoration:none;white-space:nowrap;cursor:pointer}
.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:var(--accent-dark);color:#fff}
.btn-secondary{background:var(--primary);color:#fff}.btn-secondary:hover{background:var(--primary-dark);color:#fff}
.btn-block{width:100%;height:50px;font-size:15.5px}

/* FAQ */
.faq h2{font-size:26px;margin-bottom:16px}
.faq .list{border:1px solid var(--border);border-radius:var(--r-2);background:#fff;overflow:hidden}
.faq details{border-top:1px solid var(--border)}
.faq details:first-child{border-top:0}
.faq summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 18px;min-height:56px;cursor:pointer;font-weight:500;font-size:16px;line-height:1.4}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"▾";color:var(--ink-3);font-size:14px;flex:none;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(180deg)}
.faq .a{padding:0 18px 18px;font-size:15px;line-height:1.6;color:var(--ink-2);max-width:70ch}

/* Methodology strip */
.strip{border:1px solid var(--border);border-radius:var(--r-2);background:var(--bg-2);padding:20px 24px;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px 32px;align-items:center}
.strip .big{font-size:26px;font-weight:700;color:var(--primary);letter-spacing:-.02em}
.strip .mid{font-size:16px;font-weight:600}
.strip .d{font-size:14px;color:var(--ink-2)}

/* Email band */
.band{background:var(--primary);color:#fff;border-radius:var(--r-3);padding:32px 28px;display:flex;flex-wrap:wrap;gap:24px 40px;align-items:center;justify-content:space-between}
.band h2{font-size:24px;margin-bottom:8px;color:#fff}
.band p{font-size:15px;color:#c9d6e8}
.band form{flex:1 1 320px;display:flex;flex-direction:column;gap:12px;min-width:0}
.band .row{display:flex;flex-wrap:wrap;gap:10px}
.band input[type=email]{flex:1 1 200px;height:48px;padding:0 14px;border:1px solid #6f8bb0;border-radius:var(--r-1);font:15px var(--font);background:#fff;color:var(--ink);min-width:0}
.band label{display:flex;gap:10px;align-items:flex-start;font-size:13px;line-height:1.45;color:#c9d6e8;cursor:pointer}
.band input[type=checkbox]{margin:2px 0 0;width:16px;height:16px;accent-color:var(--accent);flex:none}
.band .txt{flex:1 1 320px;min-width:0}

/* Sources */
.sources{list-style:none;margin:0;padding:0;border-top:1px solid var(--border)}
.sources li{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:16px;padding:12px 0;border-bottom:1px solid var(--border);align-items:baseline;font-size:14.5px}
.sources a{text-decoration:none}.sources .d{color:var(--ink-3);white-space:nowrap;font-size:13.5px}

/* Footer */
.site-footer{background:var(--bg-2);border-top:1px solid var(--border);color:var(--ink-2)}
.site-footer .container{padding:28px 20px 32px;display:flex;flex-direction:column;gap:14px}
.site-footer .row{display:flex;flex-wrap:wrap;gap:10px 24px;align-items:center;justify-content:space-between}
.site-footer .wordmark{font-size:14px}
.site-footer nav{display:flex;flex-wrap:wrap;gap:8px 20px;font-size:13.5px}
.site-footer nav a{color:var(--ink-2);text-decoration:none}
.site-footer .fine{font-size:12.5px;color:var(--ink-3)}

/* Sticky bar (mobile) */
.sticky{display:none;position:fixed;left:0;right:0;bottom:0;height:56px;background:#fff;border-top:1px solid var(--border);box-shadow:0 -4px 16px rgba(20,41,74,.08);align-items:center;justify-content:space-between;gap:12px;padding:0 16px;z-index:40;transform:translateY(100%);transition:transform .25s}
.sticky.show{transform:none}
.sticky .est{display:flex;align-items:baseline;gap:6px;white-space:nowrap;min-width:0;font-size:13px;color:var(--ink-2)}
.sticky .est b{font-size:18px;font-weight:700;color:var(--ink)}
.sticky .btn{height:40px;padding:0 16px;font-size:14px}

/* Calculator */
.calc{background:var(--border);border:1px solid var(--border);border-radius:var(--r-3);overflow:hidden;display:grid;grid-template-columns:minmax(0,1.3fr) minmax(320px,1fr);gap:1px}
.calc .inputs{background:#fff;padding:22px 24px 24px;display:flex;flex-direction:column;gap:18px;min-width:0}
.calc .head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap}
.calc h2{font-size:20px}
.calc .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px 20px}
.field{display:flex;flex-direction:column;gap:6px;min-width:0}
.field .fl{font-size:13px;font-weight:600;color:var(--ink-2);display:flex;align-items:center;gap:6px}
.field .info{width:16px;height:16px;border-radius:50%;border:1px solid #9aa3b0;color:var(--ink-3);font-size:10px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;cursor:help}
select{height:40px;padding:0 12px;border:1px solid var(--border-strong);border-radius:var(--r-1);background:#fff;font:500 14px var(--font);color:var(--ink);width:100%}
.seg{display:flex;flex-wrap:wrap;gap:1px;background:var(--border-strong);border:1px solid var(--border-strong);border-radius:var(--r-1);overflow:hidden}
.seg button{flex:1 1 auto;padding:9px 10px;min-height:40px;border:0;background:#fff;color:var(--ink);font:500 13.5px/1.2 var(--font);cursor:pointer;white-space:nowrap;text-align:center}
.seg button[aria-pressed=true]{background:var(--primary);color:#fff;font-weight:600}
.seg.sm button{padding:8px 10px;min-height:36px;font-size:13px}
.refine{border-top:1px solid var(--border);padding-top:18px;display:flex;flex-direction:column;gap:14px}
.refine[hidden]{display:none}
.refine .head h3{font-size:15px}
.refine .fl{font-weight:500}
.linkbtn{background:none;border:0;padding:0;color:var(--primary);font:500 13.5px var(--font);cursor:pointer;min-height:24px}
.calc .result{background:var(--bg-2);padding:22px 24px 24px;display:flex;flex-direction:column;gap:18px;min-width:0}
.result .top{display:flex;justify-content:space-between;align-items:center;gap:8px;flex-wrap:wrap}
.pill{font-size:12px;font-weight:600;color:var(--success);background:var(--success-tint);border:1px solid var(--success-border);border-radius:999px;padding:3px 9px}
.result .total{font-size:clamp(44px,4.5vw,60px);font-weight:700;letter-spacing:-.03em;line-height:1;color:var(--accent);margin-top:6px}
.result .range{font-size:14.5px;margin-top:10px}
.result .scen{font-size:13px;color:var(--ink-3);margin-top:4px;line-height:1.4}
.bars{display:flex;flex-direction:column;gap:9px}
.bar{display:flex;flex-direction:column;gap:4px}
.bar .row{display:grid;grid-template-columns:minmax(0,1fr) auto 36px;gap:10px;font-size:13.5px;line-height:1.3;align-items:baseline}
.bar .row span:first-child{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.bar .row .amt{font-weight:600;white-space:nowrap}
.bar .row .sh{color:var(--ink-3);text-align:right;white-space:nowrap}
.bar .track{height:8px;background:#e6e9ee;border-radius:4px;overflow:hidden}
.bar .fill{height:100%;background:var(--primary);border-radius:4px;transition:width .6s cubic-bezier(.2,.7,.2,1)}
@media (prefers-reduced-motion:reduce){.bar .fill,.sticky{transition:none}}
.result .actions{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.emailform{display:flex;flex-direction:column;gap:10px;border-top:1px solid var(--border);padding-top:16px}
.emailform[hidden]{display:none}
.emailform input[type=email]{height:44px;padding:0 12px;border:1px solid var(--border-strong);border-radius:var(--r-1);font:15px var(--font);color:var(--ink);background:#fff;width:100%}
.emailform input[type=email].err{border-color:var(--error);box-shadow:0 0 0 3px rgba(180,35,24,.12)}
.emailform .msg{font-size:13px;color:var(--error);display:none;gap:6px;align-items:flex-start}
.emailform .msg.show{display:flex}
.emailform .msg::before{content:"!";flex:none;width:14px;height:14px;border-radius:50%;background:var(--error);color:#fff;font-size:10px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;margin-top:2px}
.emailform label.cb{display:flex;gap:10px;align-items:flex-start;font-size:13px;line-height:1.45;color:var(--ink-2);cursor:pointer}
.emailform input[type=checkbox]{margin:2px 0 0;width:16px;height:16px;accent-color:var(--primary);flex:none}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.turnstile:empty{display:none}
.turnstile{min-height:0}
.success{border-top:1px solid var(--border);padding-top:16px;display:flex;flex-direction:column;gap:10px}
.success[hidden]{display:none}
.success .ok{display:flex;gap:10px;align-items:flex-start;font-size:15px;line-height:1.45}
.success .ok::before{content:"✓";flex:none;width:24px;height:24px;border-radius:50%;background:var(--success);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:14px;font-weight:700}
.success .note{margin-left:34px;font-size:13px;color:var(--ink-3)}
.success .pdfmsg{color:var(--error)}
.success .dl{font-size:15px;font-weight:600;color:var(--primary)}
.success .dl:hover{color:var(--accent)}
.success .dl.busy{color:var(--ink-3);pointer-events:none}

/* Service pages (methodology, about, disclosure, privacy, contact) */
.prose h2{font-size:22px;margin:32px 0 10px}
.prose h2:first-child{margin-top:0}
.prose p{color:var(--ink-2);line-height:1.6;margin:0 0 12px;max-width:70ch}
.prose ul{margin:0 0 14px;padding-left:20px;max-width:70ch}
.prose li{color:var(--ink-2);line-height:1.6;margin-bottom:8px}
.prose strong{color:var(--ink)}

@media (max-width:900px){
  .calc{grid-template-columns:1fr}
}
@media (max-width:768px){
  .nav,.site-header .verified.desk{display:none}
  .wordmark{font-size:15px}
  .burger{display:flex}
  .sticky{display:flex}
  .keyfacts li{grid-template-columns:1fr;gap:2px}
  .tiles{gap:6px}
  .band{padding:24px 20px}
  .strip{padding:16px 18px}
  body.has-sticky{padding-bottom:64px}
}